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What do foreigners mean when they say, "I don't understand the rules of Japanese life"?
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As is the case with Japanese, not all foreigners are familiar with Japanese laws. It is quite difficult to have a situation where a foreigner is familiar with Japanese laws through prior study in your country.
For example, the various taxes, social insurance, and medical insurance systems are difficult even for Japanese to understand. For foreigners who have just started living in Japan, the hurdles must be even higher.
In some countries, there is no concept of "withholding tax," in which the company deducts taxes from the salary and pays them. If you are hired in Japan, be sure to ask your employer to explain this point to you.
The same applies to health insurance and pension rules. Failure to make proper payments may result in risks such as not being allowed to change your status of residence, so if you want to work in Japan for a long time, ask them to explain carefully.
The Japanese employer is obligated to explain the amount of remuneration, and ask them to estimate the taxes and social insurance that will be collected.
In addition, most technical intern trainees and specified skilled workers probably send the money they earn back to their parents or family members living in their home country.
However, with the recent surge in crimes committed by foreigners, the reality is that bank accounts are often used for criminal purposes. For this reason, financial institutions have tightened the rules for opening bank accounts in recent years, and in particular, many financial institutions do not allow foreigners to open bank accounts.
Foreigners are advised to obtain the cooperation of the company where they will be working when opening an account.
In addition, please ensure that the person in charge of the company supports the procedures for closing the bank account when the foreign worker returns to your country.
Furthermore, it is mandatory to notify the municipality of any change of address.
When accepting technical intern trainees, etc., companies and supervisory organizations are responsible for notification.
In the case of specified skilled workers, all such procedures must be completed by the individual.
When you move to a new place of residence, do not forget to report it to the local municipal office.
You also need to report when you get married in Japan and register your marriage, or when you give birth in Japan.
Learn what procedures you need to follow little by little with the support of your company or registered support organization.
Although it may be time-consuming to go through the procedures at financial institutions and submit various notifications to each municipality, do not procrastinate and get the important things done as soon as possible so that you can find a job in Japan and enjoy a secure life in Japan! Good luck!
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